Attention homeowners: Real estate appraisal services for in SAN DIEGO and San Diego County

See the top seven reasons CA homeowners hire Helena Holloway:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a CA property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in San Diego county or CA by determining the true market value of real estate in question

Own a house in or near SAN DIEGO, CA and need help determining the value of it?
Contact Helena Holloway.

At Helena Holloway, we understand the particular needs of a customer after appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Helena Holloway, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you get rid of unneeded and unwanted PMI insurance.

Challenging San Diego county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other properties close to yours. That means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Helena Holloway is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Helena Holloway can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? Helena Holloway offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.